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Banks, FinTech And Regulators: Friends Or Foes?

Banks, FinTech And Regulators: Friends Or Foes? by Monica Eaton-Cardone

The financial crisis of 2007–2009 had ramifications that have lingered to this day and fundamentally changed the way financial service firms do business. To strengthen consumer protections in the wake of the economic collapse, the government introduced a series of new regulations that have had a profound impact on the nation’s financial institutions.

Mandates established by the Credit Card Accountability, Responsibility and Disclosure (CARD) Act, Dodd-Frank Act and Regulation E, among others, have greatly benefited consumers—but they have . . .

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