Since the end of the financial crisis, US banks have had to improve their capital structures, but that doesn’t mean they aren’t still incredibly leveraged. In a recent interview with Fortune contributor Eleanor Bloxham, Federal Insurance Deposit Corp (FDIC) vice chair Tom Hoenig said that he is still worried about taxpayers’ exposure to banks risky positions. Hoenig sees problems with Dodd-Frank Title 1 and 2 Hoenig says in the interview that some positive steps have been taken, such as increasing the leverage ratio from 3% to 5% for bank holding companies and 6% for banks and the implementation of the…