Fraud can be extremely difficult to spot. If someone you’re used to working with and have come to trust starts fudging the numbers, you might not realize that you need to dig deeper until serious damage has already been done. In its 2014 Global Fraud Study the Association of Certified Fraud Examiners found that in 92% of all fraud cases the perpetrator exhibited one of seventeen different behavioral red flags and that perpetrators in 64% of cases exhibited multiple red flags, with living beyond their means and financial difficulties being the two most common warning signs. Many red flags are…