Taxes are due today, and hopefully you’ve dotted your i’s, crossed your t’s, and mailed everything in. But if you haven’t, then by the time you’re reading this it’s probably too late to meet the April 15 deadline. But that doesn’t mean you are out of options, because you can still minimize the penalties that you will have to face. First off, if you are owed a refund then the April 15 deadline is more of a suggestion. You have three years to claim your tax refund (though many people never get around to doing so), but you won’t have…