Student loan debt continues to both grow in size and deteriorate in quality, while total US debt moves in the opposite direction Both student loan debt and student loan delinquency rates continue to grow, according to fourth quarter data released by the New York Fed. Even though delinquency rates in general have stabilized since the crisis and the US has less debt overall, student loan continues to buck both of those trends signaling the need for some kind of change. Student loans make up 10% of US debt Outstanding student loan balances increased to $1.16 billion in the fourth quarter…