At 85 years old, Fannie Mae could be approaching retirement. Both parties are discussing ways to get rid of Fannie Mae / Federal National Mortgage Association (OTCBB:FNMA) and Freddie Mac / Federal Home Loan Mortgage Corp (OTCBB:FMCC) with the goal of getting the federal government out of the mortgage business, but Americans may not realize the practical impact of such a decision, says Lisa Prevost the New York Times. Fannie Mae and Freddie Mac’s bailout Fannie Mae / Federal National Mortgage Association (OTCBB:FNMA) and Freddie Mac / Federal Home Loan Mortgage Corp (OTCBB:FMCC) received a $188 billion bailout during the global financial crisis, which…